For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you through his poverty might become rich. - 2 Corinthians 8:9 -
Terms of Use
Effective Date: [12.23.2025] These Terms of Use (“Terms”) govern your access to and use of the Lydia Mutual website (the “Website”). By accessing or using this Website, you agree to be bound by these Terms.
1. Purpose of Website The Website is provided for general informational purposes regarding Lydia Mutual’s mission, programs, and services. Information on this Website does not constitute legal, financial, or lending advice, nor does it represent a binding commitment to provide financial assistance.
2. No Guarantee of Loan Approval Submission of an inquiry, application, or request through the Website does not guarantee loan approval, funding, or financial assistance. All loan decisions are made at the sole discretion of Lydia Mutual and are governed by separate written agreements.
3. Use of Website You agree to use this Website only for lawful purposes and in a manner consistent with these Terms. You may not:
Submit false or misleading information
Attempt to interfere with the Website’s security or functionality
Use the Website for fraudulent or improper purposes
4. Intellectual Property All content on this Website, including text, logos, graphics, and design elements, is the property of Lydia Mutual or its licensors and is protected by applicable intellectual property laws. Unauthorized use or reproduction is prohibited without prior written permission.
5. Third-Party Links The Website may contain links to third-party websites or services. Lydia Mutual does not control and is not responsible for the content, privacy practices, or availability of those external sites.
6. Disclaimer of Warranties The Website is provided on an “as-is” and “as-available” basis. Lydia Mutual makes no warranties, express or implied, regarding the accuracy, completeness, or availability of the Website or its content.
7. Limitation of Liability To the fullest extent permitted by law, Lydia Mutual shall not be liable for any damages arising out of or related to the use of, or inability to use, this Website.
8. Governing Law These Terms are governed by and construed in accordance with the laws of the state in which Lydia Mutual is incorporated, without regard to conflict-of-law principles.
9. Changes to These Terms Lydia Mutual may update these Terms from time to time. Updated versions will be posted on the Website with the revised effective date.
10. Contact Information If you have any questions regarding these Terms, please contact Lydia Mutual at contact@lydiamutual.org.
Contact Us
Address: 777 E Tahquitz Canyon Way, 200-190, Palm Springs, CA 92262